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| As a property dealer, I would myself recommend it to all property dealers - MS Gill, Delhi |
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Interest Rates |
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Home Loans Interest Comparison Chart
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Bank/Housing
Finance Corporation
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Processing
Fee
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Pre-Payment
Penalty
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0-5 Years
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6-10 Years
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Over 10 Years
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Fixed
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Floating
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Fixed
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Floating
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Fixed
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Floating
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ABN-Amro
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0.50%
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No penalty if upto 25% of loan is cleared per year. Else 2% on the amount in excess of 25%
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7.75
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7.25
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7.75
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7.75
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7.75
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7.25
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Allahabad Bank
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0%
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7.75
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7.25
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8.25
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7.75
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8.75
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7.75
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Andhra Bank
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2%
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8.50
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8.00
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9.25
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8.75
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9.50
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9.00
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Bank Of Baroda
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0%
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Upto 3%
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9.0
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7.50
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9.5
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8.0
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10.0
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8.25
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Bank of India
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8.5
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7.5
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9.25
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7.75
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9.25
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8.25
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Bank of Maharashtra
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-
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7.5
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-
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8.0
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-
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8.25
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Bank of Punjab
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11.75
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7.50
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11.75
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7.50
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11.75
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7.50
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Bank of Rajasthan
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8.0
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7.5
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8.25
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7.5
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8.5
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8.0
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Birla Home Finance
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8.00
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8.00
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8.5
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8.5
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8.75
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8.75
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Central Bank of India
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0%
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0
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8.5
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8.0
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9.0
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8.5
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9.5
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9.0
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Corporation Bank
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0%
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0
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8.0
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7.5
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9.00
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8.25
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-
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8.50
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Canara Bank
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8.0
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7.50
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9.00
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8.00
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9.25
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8.00
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Can Fin Homes
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7.75
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7.25
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8.75
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8.0
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8.75
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8.0
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Citibank
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8.25
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8.25
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8.25
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8.25
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8.25
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8.25
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Dena Bank
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0.50%
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0%
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8.75
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7.25
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9.25
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7.75
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9.50
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8.0
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Dewan Housing Finance Ltd � DHFL
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0
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0
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8.5
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8.0
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8.5
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8.0
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8.5
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8.0
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Federal Bank
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-
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7.25
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-
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7.5
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-
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8.0
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GIC Housing Finance
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9.75
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7.5
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9.75
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8.0
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10.0
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8.25
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HDFC Bank
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1.0%
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2%
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8.75
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8.25
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8.5
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8.0
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8.25
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7.5
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HSBC
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1.8%
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Up to 25% of the loan amount every financial year - NIL, For amount over 25% of loan amount in every financial year- 2% of amount prepaid
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8.0
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7.75
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8.0
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7.75
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8.0
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7.75
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IDBI
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0.75%
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2%
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9.25
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7.5
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9.25
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8.0
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9.25
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8.25
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ICICI
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0.50%
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2%
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9.0
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8.0
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9.0
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8.0
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9.0
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8.0
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Indian Bank
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0
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0
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7.75
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7.25
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8.25
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7.75
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8.75
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7.50
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Indian Overseas Bank
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0.5%
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8.25
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7.75
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9.25
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9.25
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Kotak Mahindra Bank
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Nominal fee
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8.5
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8.5
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8.25
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7.25
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8.0
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7.5
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LIC Housing Finance
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1%
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8.0
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7.5
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8.0
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7.5
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8.0
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7.5
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Oriental Bank of Commerce
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8.0
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7.5
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8.5
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8.0
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8.75
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8.25
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Punjab National Bank
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9.25
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7.75
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10.25
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8.0
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10.5
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8.25
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Standard Chartered Bank
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No fee for part-prepayment. Else 2.5%
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10.5
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10.5
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10.5
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10.5
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10.5
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10.5
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State Bank Of Hyderabad
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7.5
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7.25
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8.25
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8.0
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8.5
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8.25
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State Bank of India
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0%
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0
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8.0
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7.5
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8.5
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8.0
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8.75
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8.25
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State Bank of Mysore
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1%
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7.75
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7.5
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8.25
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8.0
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8.5
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8.25
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State Bank of Travencore
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0.5%
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7.5
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7.0
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8.5
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8.0
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8.75
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8.25
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Sundaram Home Finance
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9.00
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8.75
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9.00
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8.75
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9.00
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8.75
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Syndicate Bank
|
Rs 1000
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0
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8.0
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7.75
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8.5
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8.25
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8.75
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8.50
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Tata Home Finance
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12.0
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7.75
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12.0
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8.25
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12.0
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8.5
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Union Bank of India
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0
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9.75
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9.5
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10.25
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10.0
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10.75
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10.5
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United Bank of India
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1%
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8.5
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At PLR Minus 2.00% subject to a minimum of 9.5%
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9.0
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At PLR Minus 2.00% subject to a minimum of 9.5%
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9.25
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At PLR Minus 2.00% subject to a minimum of 9.5%
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Vijaya Bank
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1%
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7.5
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7.0
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8.5
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8.0
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8.75
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8.25
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